Reclaim Your Bank Charges. Now!
Has your bank charged you an extortionate amount for exceeding your overdraft limit? Has your cheque bounced or your direct debit been returned? Has your credit card company hammered you because of a late payment? Don't get cross about it - get even.
UK law states that the only charges that can be applied are those that relate to costs but frequently the banks charge the customer so much, they are in fact fining you. And a recent directive by the Office of Fair Trading stated that many charges were not only unfair but unlawful.
Already, thousands of bank and credit card customers have done this. And don't worry if you don't have six years banking records. Your bank is legally obliged to provide these, and if you wish we will arrange to have them delivered to us on your behalf.
Remember, you have nothing to lose by asking - and plenty to gain!